-- From a McKinsey analysis reported in their Chart Focus Newsletter, May 2009. It reports "growing disparities in the percentage of employees at different income levels receiving employer-paid health benefits: only 22 percent of employees in the lowest income group (earning an average of $14,800 a year), but 56 percent, 81 percent, and 89 percent of those in the lower-middle, upper-middle, and top income groups, respectively."
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